B2B payments
Bulk payouts to counterparties in BTC, ETH, USDC and stablecoins. Limits and approval flows configured to company policy.
Cryptocurrency services
Custody, settlements and digital asset conversion in a unified banking ecosystem — with full AML/KYC, travel rule and regulatory reporting.
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Custody
Institutional storage
Cold and hot storage with key segregation, access policies and partner insurance coverage.
Circle Crypto Custody — for private portfolios from €250,000 and corporations with digital asset turnover. Each client on an isolated sub-account with statements for audit and tax.
Key management via multi-party computation and HSM: withdrawal operations require approval per your signing matrix and compliance limits.
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Cold storage
Up to 95% of assets in air-gapped HSM with multi-signature and geographically distributed data centres.
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Proof of reserves
Quarterly attestation by an independent auditor and Merkle proof publication for institutional clients.
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Insurance
Coverage up to €10M per client via Lloyd's syndicate and additional crime policy.
Payments
Crypto settlements for business
Outgoing and incoming transfers with travel rule, address screening and webhooks to your system.
Invoicing
Invoices in fiat or crypto, payment QR and webhook on receipt — with automatic ERP reconciliation.
Omnichannel
Integration with 1C, Xero, NetSuite and treasury systems via REST API v2 and signed webhooks.
On / Off-ramp
Fiat ↔ crypto
Conversion at exchange quotes with a fixed spread and rate lock for premium clients.
Top-up from card or SEPA and asset purchase — on average in 8 minutes. Withdrawal in EUR, USD, GBP to a Circle Banking account or external IBAN.
Limits up to €500,000 per day after enhanced verification. All operations appear in a unified statement alongside fiat payments.
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Speed
On-ramp in ~8 minutes on average, off-ramp to IBAN — T+0 SEPA or T+1 SWIFT by corridor.
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Fees
From 0.25% for Private, from 0.15% for Corporate with turnover > €1M/month.
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MiCA-ready
CASP procedures: KYC/AML, risk disclosure, transaction accounting for EU reporting.
Assets
Supported coins and networks
40+ assets after compliance due diligence — new coin listings on request for corporate clients.
BTC · Bitcoin
Native, Lightning for corporate clients.
ETH · Ethereum
ERC-20: USDC, USDT, LINK and more.
SOL · Solana
SPL tokens, low network fees.
XRP · Ripple
Interbank corridors with partners.
ADA · Cardano
Staking via delegation (non-custodial).
DOT · Polkadot
Parachain assets on request.
Full list — in the client portal and from your relationship manager. New listings undergo due diligence and a sandbox trial period.
Connect crypto infrastructure
We will discuss custody, travel rule limits and API integration with your team.